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Mar 29, 2017

Bestest offer by BSNL, but can it's beat other telecom companies?


BSNL, a couple of weeks ago revamped their already existing Rs. 339 promotional plan and it now offers 2GB of data per day along with unlimited voice calling. If you recall, the trend of offering 1GB of data per day was kickstarted by Reliance Jio with the 'Jio Happy New Year' Offer and the same will be continuing under the JioPrime membership plans.

MNP-India


To sustain in the ever growing Indian telecom sector and to combat Reliance Jio, incumbent operators such as Airtel, Vodafone India, and Idea Cellular came out with almost similar plans offering similar perks. With that said, Vodafone rolled out the service to segmented users, whereas Airtel's and Idea's offer was valid for all the prepaid customers.


After the entrance of Reliance Jio, the craze for mobile data in the country has seemingly increased, and BSNL has done exactly right thing by offering data than others with the Rs. 339 plan.


In contrast, all the other telecom operators are providing only 1GB of data, which is slightly a disadvantage over the BSNL's offer. The results are quite evident for BSNL as the users have consumed over 400TB of data on March 19 and most of the users are under the Rs. 339 plan.


Another report came out recently claimed that BSNL users are not looking to port out to Jio as they are mostly satisfied with the services it is offering, which is another unique point.


That said, BSNL has only concentrated on delivering better mobile data services with the Rs. 339 plan and they have limited the voice calls usage. Yes, the company has limited the off-net voice calls to just 25 minutes per day, whereas on-net calling is free for 28 days.


Other operators including Airtel, Vodafone, and Idea are providing unlimited voice calls to any network in India with a cap of 1200 minutes per months and 300 minutes per day, and that's a huge bonus. On the flip side, Jio is offering lifetime voice calling free to any network. Nevertheless, users are not complaining about the voice calling benefits of BSNL because they are satisfied with the data services.


All in all, BSNL is staying ahead of the private telecom operators with the Rs. 339 plan, but we don't know what changes will BSNL make after 90 days to the plan. If the company doesn't make any shifts in the plan and continue to offer the same for one year, it will be a deal breaker for the private operators.

Courtesy by telecomtalk.info

Feb 1, 2017

Highlights of Union Budget 2017 - 2018

​​
GST
- No changes in service tax & excise duty as GST draft will be launching soon

​​
Fiscal Deficit
- Seen at 3.2% (17-18) & 3% (18-19)

​​
Current Account Deficit
- 0.3% (16-17) 1st Half

​​
FDI Investments
- 1.45 Lakh Crores (16-17) 1st Half

​​
Direct Tax
- Tax to GDP Ratio is very low
Income upto 2.5 Lakhs - Nil Tax
Income above 2.51 Lakhs to 5 Lakhs  - Reduces to 5% Tax from 10%
Income above 50 Lakhs to 1 Crore - 10% surcharge

​​
Farmer
- Double their income in 5 years

​​
Agriculture
- 10 Lac Crores credit

​​
MNREGA
- Allocation 48,000 Crores

​​
PM Gram Sadak Yojna
- Allocation 19,000 Crores

​​
Sr. Citizen
- 8% guaranteed pension for 10yrs by LIC of India scheme

​​
Rail Budget
- 1.31 Lakh Crores, New Railway Line of 3500 kms, No service charge on IRCTC Ticket booking

​​
Highway
- 67,000 Crores for National Highways

​​
Disinvestment
- Continue through ETF's and timely disinvestment of PSU's,
Target 72500 Crores

​​
Banking
- 10,000 Crores to PSU banks for Recapitalisation, Double landing targets to Bank 2.44 Lac Crores, 2.44 Lac Crores under mudra scheme

​​
Total Expenditure
- Estimated at 21.47 Lac Crores

​​
Defense Expenditure
- 2.74 Lakh Crores excluding Pension

​​
Long Term Capital Gain
- For immovable property reduced to 2yrs from 3yrs

​​
Income Tax
- Companies turnover less than 50 Crores will pay 5%  less tax, Effective rate 25%

​​
Cash Transaction
- No transaction over 3 lakes will be permitted in cash

​​
Infra
- Insurance company has to invest 25% in Infra bonds
​.

*For details check Budget 2017-18 guidelines.

#Budget #TDS #IncomeTax #Insurance #Infrastructure #ArunJetly #Banking #MNREGA #Agriculture #Highway #Defense 

Apr 28, 2016

" PYARI SI BETIYA " ~ Save Girl Child

BETI KA ANOKHA SAWAL...


Dear Papa...

Beti bankar ayi hu ma-baap ke jivan me,

Nasera hoga kal mera kisi aur ke aangan me,

Kyu ye reet "RAB" ne banai hogi,

Kehte hai aaj nahi to kal tu parai hogi,

Deke janam paal-poskar jisne hame bada kiya,

Aur waqt aya to unhi hatho ne hame vida kiya,

Tut ke bikhar jati he humari zindagi wahi,

Par phir bhi us bandhan me pyar mile zaruri to nahi,

Kyu rishta humara itna ajib hota hai,

Kya bas yahi betiyo ka nasib hota he??


HAR BAAP KI DASTAN...

Bahut chanchal, bahut Khushnuma si hoti hai BETIYA

Nazuk sa dil rakhti hai, Masoom si hoti hai BETIYA

Baat baat par roti hai, Nadan si hoti hai BETIYA

Rehmat se bharpoor, Khuda ki nemat hai BETIYA

Ghar mehak uthta hai, Jab muskurati hai BETIYA

Ajeeb si taklif hoti hai, Jab dusre ghar jati hai BETIYA

Ghar lagta hai suna suna, Kitna rula ke jati hai BETIYA

Khushi ki jhalak, Babul ki ladli hoti hai BETIYA

Ye hum nahi kehte, Yeh toh "RAB" kehta hai. . .

Ke Jab main bahut khush hota hu toh janam leti hai

"PYARI SI BETIYA"

Daily Pulse India: E-commerce Sales On Hold, What Is Agusta Westland?, Raining Hopes on India Inc


Sales on hold: The big 3 e-commerce firms have put their online sales on hold after a ruling by the commerce ministry clearly forbid them from influencing prices on their platform. Their much-talked about discounts, aimed at bringing more shoppers online, have attracted the ire of brands, brick and mortar retailers and the government. This is one way of playing it safe. But we can be sure that they would have found a way out before the festival season starts in September, the sweet spot for all retailers.

Monsoon Hopes: We heard about Maruti going back to the drawing board to revise its sales forecast after the weather department predicted a normal monsoon this year - after three drought years. Now it seems like analysts all over are doing the same. Forecasts for vehicles (especially rural ones), consumer durables and as well as FMCG products are being raised, thanks to the IMD's forecast. The connection is pretty clear: Good rains means good crops which means good income for the three out of five Indians who depend on farming for their livelihood. That means a jump in rural spending. Already growth in rural sales outstrips urban in most industries, and a good season of rains will spur it some more.

No bad pictures: Some good news for the cigarette makers. Lawmakers in Parliament are against putting bigger warning pictures on their packs. The health ministry wanted to put in place an order that 85 percent of the cover of a cigarette pack should contain health warnings, a move that led to a strike by tobacco companies two weeks ago. Now, they have found support among lawmakers who say this will threaten the livelihood of tobacco farmers.

Sequoia/Vasan: Its 2009 investment in Vasan healthcare has come back to haunt Sequoia Capital. After searching its premises last week, the Enforcement directorate has questioned the managing director involved in the investment once more. The ED is probing money laundering allegations against Vasan Healthcare, among a host of other things and the focus is on the VC's investment in Vasan's convertible shares at a higher than expected price.

Apple in India: With slowing sales globally, Apple has begun to focus on India in a big way. It reported its first revenue drop in 13 years and its first drop in iPhone sales this week, but a closer look reveals that its India sales grew 56 percent. True, this growth is on a low base as Apple's market share was 1.7 percent in December 2015, but it does look like the increased marketing spend and discount plans are working.

What is Agusta Westland? It's a maker of military helicopters and also one reason for a stormy session of Parliament yesterday. An order to buy helicopters from this Anglo-Italian company was placed by the then UPA government in  2010, which was put on hold in 2013 and cancelled by the present NDA government in 2014. Click here to read why it's such a big deal.

On LinkedIn Pulse By Senior News Editor, LinkedIn] 

Jan 22, 2016

Dashrath Manjhi, we should proud on him.!





On Friday, 17th of August 2007, after prolonged battle with cancer, a man breathed his last inDelhi’s All India Institute of Medical Sciences (AIIMS). He was Dashrath Manjhi, the 78 year old legend who has now become the part of folklore in Gaya District of Bihar, India.
The courage and will of this man is one of those rare real life incidents which will continue to inspire mankind for ages to come. This simple man from Gayahad the fortitude and conviction to move mountains and he made it happen by his sheer perseverance and faith in his efforts to move the mountain. He is an inspiration for all us and just when you feel chips are down and the road ahead seems insurmountable, put yourself in his shoes and imagine the courage it would take to move a mountain.
Yes, this man literally moved a mountain! Alone, just by his sheer will and perseverance.
dashrath_manjhi11.jpg

Over four decades ago, a frail, landless Dashrathgot hold of a chisel and a hammer and decided to change the face of his village nestled in the rocky hills ofGaya. He almost tore open a 300-feet-high hill to create a one-km passage. Instead of endlessly waiting for the apathetic administration to do something for those formidable hills that virtually cut his village off from civilization, Manjhi, then in his early 20s, took up a chisel and hammered at the rocks for 22 years.
It all started from Manjhi’s love for his wife. For, when she slipped off the rocks while getting food for him as he worked in a field beyond the hill and broke her ankle, it became a burning passion to tame the formidable hills. And he completed this Herculean task — creating a short-cut which reduced a long and arduous journey from his village Gahlor Ghati to Wazirganj to a walkable distance.At that time people called him mad. They ridiculed him.Even his wife and parents were against this “adventure,” especially when he sold his goats to buy a chisel, a hammer and rope.
But, by then, Manjhi was a determined man. He shifted his hut close to the hill so he could work all day and night, chipping away, little by little. May times he did not even bother to eat. With most of the cultivable land and shops across the hill, villagers had to cross it many times a day, braving dangers. It was after 10 years that people began to notice a change in the shape of the hill. Instead of a defiant rockface, the hill seemed to have a depression in the middle. Climbing it became a little easier. All those who had called him mad began to quietly watch him work. Some even chipped in.
dashrath_manjhi1.jpgThen in 1982, twenty-two years after he had started out, that day came when Manjhi walked through a clear flat passage — about 16-feet wide — to the other side of the hill. But his victory was tinged with sadness. His wife, who inspired him to take on this task, was not by his side. She had died of illness. They could not take her to a hospital on time.
But, the villagers were there to celebrate with him. They got him sweets, fruits and all that they could afford. The young generation in that area had grown up hearing stories of the man who wanted to move a mountain. Now that dream had become a reality and a boon for them.
This formidable task, single handedly performed by Dashrath Manjhi, resulted intoa 1.5 kilometer long road through the Gahlaur Mountain thus reducing the distance to cross the mountain from a grueling 50 kilometer to a much-easier 8 kilometer.
This hand-carved passage through the hill still remains the only sustainable change his village has ever chanced upon. Tubewells were installed, but they ran dry. Electric poles were put up, but the cables never came. And a five-acre plot given by former CM Lalu Prasad to Manjhi for a hospital still lies barren.
Septuagenarian Manjhi hadn’t given up though. In a recent interview he had said “I met CM Nitish Kumar recently. He has promised to develop the passage so that even a car can pass and will connect my village to Gaya. And, he told me that I will lay the foundation stone.”
Manjhi died on Friday at AIIMS inDelhidespite top care provided by the nation’s premier health facility.The state government of Bihar, in honor of Manjhi, has announced its decision to name the road built by the mountain man as Dashrath Manjhi Road and that hospital in Atri village in Gaya (which is yet to be built),to be named after him. He will not be there to lay the foundation stone when that passage will be developed fully, however, his story will continue to be the source of inspiration for many in the nation
I pay my humble tribute to Dashrath Manjhi. May his soul rest in peace!
His story in Irfaan Khan's movie " Manjhi "!
...

May 12, 2015

GST टैक्स सुधार के लिए क्रांतिकारी कदम...

GST टैक्स सुधार के लिए क्रांतिकारी कदम माना जा रहा जीएसटी देश के हर नागरिक को प्रभावित करने वाला है। जानिए जीएसटी से जुड़े हर सवाल का जवाब।

सवालः क्या है जीएसटी?

जवाबः जीएसटी का पूरा नाम है गुड्स एंड सर्विस टैक्स। ये एक अप्रत्यक्ष कर है यानी ऐसा कर जो सीधे-सीधे ग्राहकों से नहीं वसूला जाता लेकिन जिसकी कीमत अंत में ग्राहक की जेब से ही जाती है। अप्रैल 2016 यानी अगले वित्तीय वर्ष से जीएसटी को लागू होना है। इसे आजादी के बाद सबसे बड़ा टैक्स सुधार कदम कहा जा रहा है। जीएसटी लागू होने के बाद दूसरे कई तरह के टैक्स समाप्त हो जाएंगे और उसकी जगह सिर्फ जीएसटी लगेगा।

सवालः जीएसटी कौन-कौन से टैक्स खत्म करेगा?

जवाबः जीएसटी लागू होने के बाद सेंट्रल एक्साइज ड्यूटी, एडीशनल एक्साइज ड्यूटी, सर्विस टैक्स, एडीशनल कस्टम ड्यूटी (सीवीडी), स्पेशल एडिशनल ड्यूटी ऑफ कस्टम (एसएडी), वैट/सेल्स टैक्स, सेंट्रल सेल्स टैक्स, मनोरंजन टैक्स, ऑक्ट्रॉय एंडी एंट्री टैक्स, परचेज टैक्स, लक्जरी टैक्स खत्म हो जाएंगे।

सवालः तो क्या जीएसटी में कोई टैक्स नहीं लगेगा?

जवाबः जीएसटी लागू होने के बाद वस्तुओं एवं सेवाओं पर केवल तीन टैक्स वसूले जाएंगे पहला सीजीएसटी यानी सेंट्रल जीएसटी जो केंद्र सरकार वसूलेगी। दूसरा एसजीएसटी यानी स्टेट जीएसटी जो राज्य सरकार अपने यहां होने वाले कारोबार पर वसूलेगी। कोई कारोबार अगर दो राज्यों के बीच होगा तो उस पर आईजीएसटी यानी इंटीग्रेटेड जीएसटी वसूला जाएगा। इसे केंद्र सरकार वसूल करेगी और उसे दोनों राज्यों में समान अनुपात में बांट दिया जएगा।

सवालः जीएसटी के क्या फायदा होगा?

जवाबः आज एक ही चीज अलग-अलग राज्य में अलग-अलग दाम पर बिकती है। इसकी वजह है कि अलग-अलग राज्यों में उसपर लगने वाले टैक्सों की संख्या और दर अलग-अलग होती है। अब ये नहीं होगा। हर चीज पर जहां उसका निर्माण हो रहा है, वहीं जीएसटी वसूल लिया जाएगा और उसके बाद उसके लिए आगे कोई चुंगी पर, बिक्री पर या अन्य कोई टैक्स नहीं देना पड़ेगा। इससे पूरे देश में वो चीज एक ही दाम पर मिलेगी। कई राज्यों में टैक्स की दर बहुत ज्यादा है। ऐसे राज्यों में वो चीजें सस्ती होंगी।

सवालः क्या पेट्रोल और शराब पर भी लागू होगा फैसला?

जवाबः पेट्रोल-डीजल की कीमतें आज अलग-अलग राज्यों में अलग-अलग हैं। यही हाल शराब का है। जीएसटी लागू होने के बाद भी फिलहाल ऐसा जारी रहेगा। क्योंकि राज्यों की डिमांड पर केंद्र सरकार शराब को जीएसटी से बाहर रखने पर राजी हो गई है जबकि पेट्रो पदार्थों पर उसने निर्णय लिया है कि ये रहेंगे तो जीएसटी के अंदर लेकिन इनपर राज्य पहले की तरह ही टैक्स वसूलते रहेंगे। यानी पेट्रोल, डीजल और एलपीजी सिलेंडर की कीमतों में राज्यों में जो अंतर देखने को मिलता है वो मिलता रहेगा।

सवालः जीएसटी पर राज्यों के हाथ से तमाम टैक्स फिसलेंगे उनकी टैक्स भरपाई कौन करेगा?

जवाबः जीएसटी लागू होने से केंद्र सरकार, कारोबारी, दुकानदार व उपभोक्ता सबको तकरीबन फायदा होगा। हालांकि राज्यों को इससे कुछ नुकसान झेलना पड़ सकता है लेकिन उनको जितना नुकसान होगा तीन साल तक उसकी भरपाई केंद्र सरकार करेगी। चौथे साल 75 फीसदी और पांचवें साल 50 फीसदी नुकसान की भरपाई केंद्र सरकार करेगी। केंद्र सरकार राज्यों को भरपाई की गारंटी देने के लिए इसके लिए संविधान में भी व्यवस्था करने पर भी तैयार हो गई है।

सवालः जीएसटी से सरकार को क्या फायदा होगा?

जवाबः जीएसटी लागू होने के बाद देश की जीडीपी ग्रोथ में तकरीबन दो फीसदी तक का उछाल आने का अनुमान है। ऐसा इसलिए होगा क्योंकि टैक्स की चोरी रुकेगी क्योंकि अभी टैक्स कई स्तरों पर वसूला जाता है इससे हेराफेरी की, धांधली की गुजाइश ज्यादा रहती है। जीएसटी के चलते टैक्स जमा करना जब सुविधापूर्ण और आसान होगा तो ज्यादा से ज्यादा कारोबारी टैक्स भरने में रुचि दिखाएंगे। इससे सरकार की आय बढ़ेगी। व्यापारियों को भी जब अलग-अलग टैक्सों के झंझट से मुक्ति मिलेगी तो वे भी अपना व्यापार सही से कर पाएंगे। टैक्स को लेकर विवाद भी कम होंगे। अर्थव्यवस्था को गति मिलेगी।

सवालः कैसे वसूला जाएगा जीएसटी?

जवाबः जीएसटी की वसूली ऑनलाइन होगी। वस्तु के मैनुफैक्चरिंग के स्तर पर ही इसे वसूल लिया जाएगा। किसी वस्तु का टैक्स जमा होते ही जीएसटी के सभी सेंटरों पर इस बाबत जानकारी पहुंच जाएगी। उसके बाद उस वस्तु पर आपूर्तिकर्ता, दुकानदार या ग्राहक को आगे कोई टैक्स नहीं देना होगा। अगर माल एक राज्य से दूसरे राज्य जा रहा है तो उसपर चुंगी भी नहीं लगेगा। यानी बॉर्डर पर ट्रकों की जो लंबी कतारें अभी दिखती हैं वे गायब हो जाएंगी।

सवालः जीएसटी की दर कौन तय करेगा?

जवाबः जीएसटी संबंधित फैसले लेने के लिए संवैधानिक संस्था जीएसटी काउंसिल का गठन किया जाएगा। जीएसटी काउंसिल में केंद्र व राज्य दोनों के प्रतिनिधि होंगे। इसके मुखिया केंद्रीय वित्त मंत्री होंगे जबकि राज्यों के वित्त मंत्री सदस्य होंगे। जीएसटी काउंसिल जीएसटी की दर, टैक्स में छूट, टैक्स विवाद, टैक्स दायरे व अन्य व्यवस्थाओं पर सिफारिशें देगी।

सवालः जीएसटी इतना फायदेमंद तो अब तक क्यों अटका हुआ था?

जवाबः जीएसटी को लेकर राज्य सरकारें नुकसान की भरपाई पर अड़ी थीं और तमाम कोशिशों के बावजूद इसका कोई सर्वमान्य फॉर्मूला नहीं निकाला जा सका। अब सरकार ने राज्यों को नुकसान भरपाई का जो फॉर्मूला सुझाया है उसपर राज्यों ने सहमति दी है। केंद्र में मजबूत सरकार और तमाम राज्यों में बीजेपी की सरकार आने से भी स्थिति आसान हुई हैl

Mar 4, 2015

બજેટ અને તેના પછી ચર્ચાતી ટેક્સેશનની સાદી સમજ Budget 2015-16


ટેક્સ કઈ રીતે ચુકવાય છે, એની પાછળનું રેશનલ શું? જો એ ઘટાડવામાં આવે તો કોને વધુ ફાયદો? એ સમજવા નીચેની નાની ઉદાહરણ વાર્તા સમજવી રહી.

દસ મિત્રો રોજ રાત્રે સાથે જમવા જાય. અને સંયુક્ત બીલ (દસ જણાનું) ૧૦૦ રૂપીયા આવે. (દાખલો ગણવા સહેલું પડે એટલે)

દરેકની આર્થીક સ્થિતિ થોડી અલગ અલગ એટલે અરસપરસ નક્કી કરી નીચે મુજબ વ્યવસ્થા ગોઠવેલી.

પ્રથમ ચાર વ્યક્તિ સહુથી ગરીબ. એટલે એમને કશું જ ચુકવવાનું નહી. તદ્દન મફત.

પાંચમો વ્યક્તિ ૧ રૂપીયો ચુકવે.

છઠ્ઠો વ્યક્તિ ૩ રૂપીયા ચુકવે

સાતમો વ્યક્તિ ૭ રૂપીયા ચુક્વે

આઠમો વ્યક્તિ ૧૨ રૂપીયા ચુકવે

નવમો વ્યક્તિ ૧૮ રૂપીયા અને

દસમો જે સહુથી ધનીક છે તે ૫૯ રૂપીયા ચુકવે - આમ પુરા સો થાય અને તમામ લોકો આ વ્યસ્થાથી સંતુષ્ટ હતા.

થોડા સમય પછી એ રેસ્ટોરન્ટના માલીકે ખુશખબર આપી કે આપ સર્વેનો વ્યવહાર અને નિયમિત ગ્રાહક તરીકેની વફાદારીને ધ્યાનમાં રાખતાં ૧૦૦ ના બદલે ૮૦ રૂપીયા બીલ થશે. અને આપ દસ લોકો એજ રીતે નિયમિત ભોજન માણી શક્શો.

બધા ખુશ થયા. અને એ જે ૨૦ બચ્યા એ કેમ વહેંચવા? એ ચર્ચા શરૂ કરી.

પછી નક્કી થયું કે જે ચુકવે છે તેને પ્રપોર્શનમાં ફાયદો આપવો. અને ૨૦/૬ = ૩.૩૩ કરી શકાય, અને બીજો ઓપ્શન એ છે કે જેમ આપ ચુકવો છો એ જ પ્રપોર્શનમાં આપને લાભ કરી આપું.

એ વર્કીંગ કંઈક આ પ્રમાણે થયું.

પ્રથમ ચાર સાથે પાંચમાને પણ મફત ભોજન મળશે

છઠ્ઠાને હવે ૩ રૂપીયાને બદલે ૨ રૂપીયા ચુકવવાના (એટલે ૩૩% બચત)

સાતમાને હવે ૭ રૂપીયાને બદલે ૫ રૂપીયા ચુકવવાના (એટલે ૨૮% બચત)

આઠમાને હવે ૧૨ રૂપીયાને બદલે ૯ રૂપીયા ચુકવવાના (એટલે ૨૫% બચત)

નવમાને હવે ૧૮ રૂપીયાને બદલે ૧૪ રૂપીયા ચુકવવાના (એટલે ૨૨% બચત)

અને દસમાને હવે ૫૯ રૂપીયાને બદલે ૪૯ રૂપીયા ચુકવવાના (એટલે ૧૬% બચત)

દરેક લોકો પહેલાં કરતાં સારી સ્થિતિમાં હતા.

અને

જમતાં જમતાં છઠ્ઠો વ્યક્તિ કહે કે મને તો આ બચતના વીસમાંથી એક જ રૂપીયાનો લાભ થયો. આ અન્યાય છે. અનર્થ છે. તો તરત જ પાંચમો અને સાતમો પણ ટહુક્યા, કે બરાબર જ છે હડહડતો અન્યાય કહેવાય, વહેંચણી બરાબર નથી જ. આ દસમો વીના કારણે બચતના ૫૦% લઈ જાય છે.

નવમો કહે કે બરાબર જ છે, મને જ્યારે ચાર જ રૂપીયા બચતના મળે છે ત્યારે એને તો પુરા ૧૦ મળે છે. ગેરવ્યાજબી વહેંચણી છે.

ત્યાં તો (મફતનું જમતા) પહેલા ચાર બરાડી ઉઠ્યા, અમને તો કોઇ જ લાભ નહી? અમારૂં તો હંમેશા શોષણ જ થતું આવ્યું છે અને રહેતું હોય છે. બદમાશી તો આ ધનીક લોકોની જ કાયમની હોય છે.

અને એ નવ લોકો ઉશ્કેરાઈને એ દસમા વ્યક્તિને ઘેરી વળ્યા અને દે ધનાધન માર્યો. ખુબ ઘાયલ કરી ધમકી આપીને કાઢી મુક્યો.

બીજા દિવસની સાંજે ફરી એક વખત બધા જમવા ભેગા થયા, પણ એ દસમો વ્યક્તિ ત્યાં હાજર ન હતો.

હવે એ નવ લોકો એ એમના તમામ પ્રયત્નોથી ભંડોળ એકત્ર કરી તપાસ કરી તો ખબર પડી કે આજે તો કોઇ જ નહી જમી શકે. અને આખું તો છોડો, અડધી વ્યવસ્થા પણ શક્ય ન બની.

અને તે દિવસથી રોજ તમામ ભુખ્યા પાછા ફરતા રહ્યા..

સાર એ છે કે સહુથી વધુ ટેક્સ ભરે છે તેને રીડક્શન દરમ્યાન પણ લાભ એ જ પ્રપોર્શનમાં મળે છે. કારણ કે એ એની આવકના પ્રમાણમાં ટેક્સ પણ વધુ ભરતો હોય છે. જેની આવક વધુ છે તે તો બીજે પણ ગમ્મે ત્યાં મનભાવતું જમી શક્શે. દેશમાં અને નહીતર દેશ બહાર કે જ્યાં સાનુકુળ વાતાવરણ છે, જ્યાં તક મળે ત્યાં.

કથાબીજ: David Kamerschen - Ph.D.
University of Georgia

જે આ વાંચીને સમજી શકે છે તેમને ખુલાસાની કે સમજાવવાની જરૂર નથી.
અને
જે નથી સમજી શક્તા એમના માટે સમજાવવું અશક્ય છે..

Know your personality by your name latter.

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